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The Solution and key answers for DMO-113 are as explained below
Test Code DMO-113
Q.1) Which of the following statements are correct with respect to Land Purchase Scheme?
- The scheme comes under Karnataka Minority Development Corporation.
- 2 acres of Dry Land or 1 acre of wet land will be distributed to each beneficiary.
- Both 1 and 2
- None
Q.1) Solution (3)
Land Purchase Scheme
Under this scheme, the Karnataka Minority Development Corporation. will purchase the agricultural land, and this will be given to the poor landless minority farmers in the rural areas. 2 acres of Dry Land or 1 acre of wet land will be distributed to each beneficiary.
Q.2) Which of the following statements are correct with respect to Micro Loan with Subsidy Scheme?
- This Scheme is implemented through NGOs.
- The loan will be sanctioned directly to the Self-help group.
- Both 1 and 2
- None
Q.2) Solution (2)
Micro Loan with Subsidy Scheme
This Scheme is implemented through self-help groups (not NGO). The group so formed should have 10 to 20 members. The group should have aim to involve its members in any of the lucrative business activity.
The loan will be sanctioned directly to the Self-help group which in turn will further disbursed the loan to its members with a subsidy of ₹ 5,000.
Q.3) Karnataka Christian Development Parishath established in the year
- 2016
- 2014
- 2012
- 2011
Q.3) Solution (4)
Karnataka Christian Development Parishath was establised on 5.11.2011 for over all development of Christian Community.
Q.4) Which of the following statements are correct with respect to Site Purchase and Interest Subsidy on Housing Loan Scheme?
- Loan taken for the purpose of construction of House, from the Banks / Financial Institutions an interest subsidy upto ₹.1.00 Lakh will be reimbursed.
- minority community who are economical poor and desirous of obtaining loan to purchase a site, a loan upto ₹.5.00 lakhs will be given.
- Both 1 and 2
- None
Q.4) Solution (3)
Site Purchase and Interest Subsidy on Housing Loan Scheme
Under the Scheme such of the minority community who has taken loan for the purpose of construction of House, from the Banks / Financial Institutions an interest subsidy upto ₹.1.00 Lakh will be reimbursed. Also, those of the minority community who are economical poor and desirous of obtaining loan to purchase a site, a loan upto ₹.5.00 lakhs will be given.
Q.5) Which of the following are the schemes of National Minorities Development and Finance Corporation Loan Scheme?
- Term Loan Scheme
- Micro Finance
- Educational Loan Scheme
- All the above
Q.5) Solution (4)
The National Minorities Development & Finance Corporation, Delhi, is implementing its scheme through State Channelizing Agency viz., Karnataka Minorities Development Corporation in Karnataka. Some of the enhancements in the schemes are as under.
- Term Loan scheme for Business, Services and Transport sector.
- Under Micro Finance Scheme, enhancement of loan component from. 25,000/- to ₹.50,000/- to each member of SHG
- Under Educational Loan Scheme, Short Term Loan upto a maximum of ₹.3 Lakhs for high skill development programme of 01-year duration.
Read the full details of the scheme here NMDFC
Q.6) Which of the following are the Training Schemes of NMDFC?
- Call Center Training
- Web Technologies Training
- Computer Training
- All the above
Q.6) Solution (4)
Training Schemes of NMDFC
| Sr. No. | Name of Training | Duration |
| 1 | Call Center Training | 6 Months |
| 2 | Web Technologies Training | 6 Months |
| 3 | Computer Training | 6 Months |
| 4 | Fashion Technology | 6 Months |
| 5 | Zardosi/Kashida and Embroidery | 6 Months |
Q.7) Karnataka Wakf Board is a
- Constitutional body
- Statutory body
- Executive body
- Judicial body
Q.7) Solution (2)
The Karnataka State Board of Wakfs is a statutory body constituted under the Wakf Act 1995 which is a Central Act.
Q.8) Karnataka Wakf Board does the following
- The Board takes various steps to protect Wakf properties from encroachment and unauthorized occupation.
- The Board gives the administrative and legal support to the Wakf institutions.
- Both 1 and 2
- None
Q.8) Solution (3)
Karnataka Wakf Board
The Board takes various steps to protect Wakf properties from encroachment and unauthorized occupation.
The Board gives the administrative and legal support to the Wakf institutions who carry out their developmental and socio welfare activities.
Q.9) Which of the following trainings schemes of NMDC are provided under Mahaila Samridhi yojane?
- Fashion Technology
- Zardosi/Kashida and Embroidery
- Computer Training
- Only 1 and 2
Q.9) Solution (4)
Note: Training shown at Sr.no. 4 & 5, will be given under Mahaila Samridhi yojane.
| Sr. No. | Name of Training | Duration |
| 1 | Call Center Training | 6 Months |
| 2 | Web Technologies Training | 6 Months |
| 3 | Computer Training | 6 Months |
| 4 | Fashion Technology | 6 Months |
| 5 | Zardosi/Kashida and Embroidery | 6 Months |
Q.10) Which of the following statements are correct with respect to Term Loan Scheme?
- A loan for business activity with the project cost from. 50,000 to ₹.10,00,000/- will be considered in the scheme.
- The loan has to be repaid @ 6% interest p.a. in 36/60 monthly instalments.
- Both 1 and 2
- None
Q.10) Solution (3)
Term Loan Scheme
A loan for business activity with the project cost from. 50,000 to ₹.10,00,000/- will be considered in the scheme. The Corporation releases the loan with 90% of the project cost from NMDFC share, 05% of the project cost is met from KMDC Share and balance 05% of the project cost has to be borne by the beneficiary. 6% interest per annum is being charged by the Corporation for the loan released. The Corporation also consider sanctioning loan for the Transport Sector also by helping the beneficiaries to acquire Transport Vehicles.
The loan has to be repaid @ 6% interest p.a. in 36/60 monthly instalments.
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